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The Requirement Of New Business Models For Bursting Old Media Filter Bubbles!

Julie

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Attaining the appropriate information in the United States is changing with social media access. The fuzz and rumors become going out of the hand for people, and attaining qualitative information can be difficult nowadays. According to different studies, ideological camps are being broken by the people.

We are here looking at the business models that need to be changed for bursting old media filter bubbles. Let us look into a guide on how you can get assistance from the bursting old media.

The requirement of business models!

Americans are open to a fundamental variety of facts based on different news sources. Different data is being used by Americans that are sourced from different news. Different data is managed in a sequence that can ideally fit into narratives. The political spectrum can be affected significantly. All of it is relevant new York times and mainly from Fox News. The main purpose of contributors for this information is split from the rise of site-wide paywalls that are further divided into access for information along socio-economic lines.

It is important for businesses to think about the news sources through different perspectives for reuniting information bubbles.

Fresh iron curtains

Different regions have different paywalled news prices as in six European countries, and the United states price is $15.75 for a month. It is a critical time for everyone as half of Americans are considerably working at low wages and suffering through saving crisis. Not everyone has enough funds available for shelling out money for $15 dollars news subscription, so they would any willing to have access to some less costing news subscription.

Social media is becoming another great medium to attain news so you can go through headlines of your region at no cost. It is a considerable choice to give up on the pricey news sources; instead, opt for the digital sources that are reliable. However, you need to be considerate towards the fact that not every digital source is reliable, so ensure that you choose the ones that opt for fact-checking for themselves.

Apple news and Netflix news are two reliable sources that are growing over to millions of newsreaders on a daily basis surely. The fundamental problem is not yet resolved, but in the era of digital content, people are less likely to pay for the news bundles.

The division bell

Media has also got the first preference over any other sources by people, but with the fast pacing social media platforms, this preference is being divided up to some extent surely. Major publishers are erecting site-wide paywalls that have become a recent topic around people. Paywalls are increasing around the people and asking more and more people to subscribe, which is an alternative to ads revenue. With the increasing trends of paywalls, it has shown considerable decline into the news revenues by the internet.

Around 30% decline was observed in the year 2007-2009 alone in the US market. The trends are changing due to the advanced tech.

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Is Blizzard Going to Take Over Riot Games?

Julie

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The gaming world is home to some huge name companies that have produced some of the finest games in history. Valve put their stamp on the world with Team Fortress 2 and the ever-popular Portal franchise. Epic Games created Fortnite and changed the landscape of gaming forever. And Blizzard was responsible for pushing the MMO genre into new territory with World of Warcraft.

But as gaming has become bigger, it has moved away from being an art form first and is now primarily a business. This has had both good and bad effects on the gaming world. For example, one positive is the introduction of services that allow you to bypass the time requirements of some games. You could get your valorant character boosted here or pay for someone to harvest gold on Runescape for you.

The major downside is that bigger companies are more willing to exploit gamers for their own means and spend less time creating games worthy of the ever-increasing price tags. Another danger is that larger companies continue to absorb smaller ones and ruin their artistic vision. This leads us to the newest rumors formulating in the gaming world. Is Blizzard going to absorb Riot Games?

Blizzard Activision

We should clarify one important detail that is the basis for this rumor. Blizzard in its heyday was an independent company that was one of the powerhouses in gaming. Warcraft 3. Starcraft. Diablo. Blizzard has created some of the most memorable and fun IPs in gaming history. But their decline can be pinpointed to the merger between Blizzard and the epitome of ‘Business Gaming’ Activision.

Activision is best known for the Call of Duty franchise. At first, it was a great addition to the FPS genre. But nowadays COD is nothing more than rehash after rehash, with a bigger price tag for each new release. So it’s no surprise that when Activision acquired Blizzard, they went the same way.

But the big thing to note is that Blizzard only managed to keep their name on the company due to the size of their brand power. Blizzard was a known asset and worth merging with. But Activision has been responsible for buying out numerous games companies and outright shutting them down. Many diehard fans of obscure IPs sit in silent scorn of the monolithic giant as it sweeps through the gaming world, turning art into profit.

Riot Games

While Activision has a habit of consuming smaller game companies. Riot Games is anything but. Right now they are going from strength to strength. Their flagship game, League of Legends, launched gaming into the world spotlight and was the first game to properly bring E-Sports into the public eye. Since then they have created a series of spin-off games that are bringing in more players daily.

So it isn’t an exaggeration when we say Riot Games is on par with Blizzard-Activision. So it is also no surprise that the rumors have started circulating that the gaming giant is looking to incorporate Riot Games into their portfolio. The title of the company might need some tweaking it is true, but we don’t imagine that would hold them back.

But just how likely is this acquisition?

Tencent

Here is something you may not know. Tencent, a Chinese investment firm and a major powerhouse in the business world is one of the most powerful companies in the gaming world. This may seem like an exaggeration, but let’s look at the numbers.

Tencent is one of the major shareholders of Blizzard-Activision. This essentially makes them the owners of the company in everything but creative decision-making. The company dictates how much profit the company needs to generate and what they can and can’t publish. This has lead to a lot of issues, especially with the western world generating a lot of Anti-China sentiment recently.

But it is not well known that Tencent is also the majority shareholder for Riot Games. Does that bit of information scare you? It should. While people are worried that Riot is going to be consumed by Blizzard-Activision, the truth is it already has been. The two companies work for the same people. So, while a proper merger is unlikely to happen, it seems most gaming companies these days are more connected than we realize.

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How One Blogger Uncovered Massive Government Corruption

Julie

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Everyone remembers the WikiLeaks scandal. It occurred when a whistleblower managed to leak a lot of restricted documents to the world. Essentially proving that the USA was spying on its people in a horrible and Orwellian manner. Many Americans were tricked into thinking this man was a traitor. But in reality, he was simply uncovering illegal and morally wrong practices by this government. He wasn’t the first person to do this. And he also wasn’t the last.

Poli-Blog

Poli-Blog is a now-closed blogging website that focused on political from around the world. It dabbled in USA politics but mainly focused on other nations. The idea of the site was to provide the American people with a greater insight into foreign politics, in the same vein that the rest of the world is very informed about the politics of America.

The blog was run by one person, with a team of technicians behind him that only focused on blog maintenance and posting. The main blogger, whose identity we are still unsure of, was responsible for all the actual writing. And it is this writer who managed to uncover some massive government corruption.

Brexit

Everyone knows about Brexit. The massive referendum held by the United Kingdom in which they decided to leave the EU. A mistake that is already costing them dearly. Many people wonder why they decided this. Well thanks to the information uncovered by the writer of Poli-Blog, we now know why.

You may have seen that new movie with Benedict Cumberbatch that goes into detail on how Dominic Cummings helped spearhead Brexit and lead the UK out of the EU. And you may have heard about Cambridge Analytica, the company that sold data to the Brexit party to help them secure more votes.

It was Poli-blog that first caught the trail of Cambridge Analytica, although this isn’t common knowledge at all. They successfully found out this company was manipulating people by accessing data they shouldn’t have access to and then selling it to other companies.

The Imapct

The impact of this information was largely ignored by the British media and everyone who in favor of leaving the EU. This proves how effective this campaign of manipulation and lies actually was. It is easy to see from this information that the entire Brexit campaign was built upon misinformation and slander designed to trick people into leaving the EU.

But why was it that all this information leaking didn’t cause a bigger fuss really? Well, there is one key problem with the information that Poli-Blog managed to uncover and it all comes down to poor blog design and outreach. If the site had managed to imrpove on both of these aspects, things might have been a lot different.

Outreach

Outreach is essentially how many people a blog reaches. This could be millions. It could be hundreds. And in the case of Poli-Blog, their total consistent readership was in the hundreds. And most of them were American. This presented a number of issues.

Firstly, without a larger readership, the information uncovered just went to waste. No one wanted to believe it was true and instead attributed it to being political propaganda fronted by a lefty. If they have used tools to help you do your own blogger outreach, rather than simply relying on the skills of their technical team, they might have been able to get this information out there and make an impact.

The other issue was the massive political unrest that was present in America. Trump’s presidency was one of the most divisive and turbulent ones in history. The entire four years were filled with scandals, issues, riots, protests, and a seemingly endless stream of racism and atrocities.

And this acted as a smoke screen for anything related to Brexit. Considering most of the readers of Poli-Blog were American, it is no wonder the information did nothing. The readers were too busy dealing with their own issues to worry about the fate of one small island nation.

In the end the UK did wake up to the realities of what had taken place during the referendum, but it was far too late. The Tories had secured a landslide majority in the house and the UK is set for four years of hard times.

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Texas Primed to Overhaul their Loan Legislation in 2021

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As you may know, for most loan companies the way in which they distribute loans is regulated by the state. This is true for the state of Texas, though some cities may differ in the small details of their loan legislation due to regional ordinances.  In the upcoming months, Texas is due to overhaul its current loan legislation. Here is why they have decided to make these changes and the differences you will expect to see with this change in loan legislation.

 

Why are they overhauling their loan legislation?

The main reason that Texas has decided to make changes to their loan legislation is because of the economic crisis that has been caused by the pandemic.  Due to a halt in the movement in companies, there has been less economic investment in Texas and the economy looks as though it is heading into a recession. Because of this, Texas is no longer able to offer loans to the degree that they were previously able to offer loans, simply because they can not afford it. The main focus of Texas right now is balancing the books and the best way they can do this is by ensuring that they are not offering money to people who are unable to afford it.

 

What will change?

Texas will no longer give out substantial loans unless you have proof that you are able to pay them back. Specifically, they will not be as liberal as they have previously with giving people mortgages unless they are able to provide a substantial deposit. For many people, this is an impossible task, which means that not many people will be taking out mortgages. Though this may appear to be unfair, it will be really beneficial for the Texan economy. There have been too many instances of people taking out a mortgage and then having their homes foreclosed due to being unable to pay their scheduled payments. Limiting the number of people taking out loans that they are unable to repay, means that Texas’ economy will be much more stable in the long run.

 

Guarantors

With the loan legislation changes, there will also be an increased demand for home-owning guarantors. Previously you were able to use a guarantor that didn’t own their home. For some people, this meant that they were able to get a loan easily, but for the bank, this meant that they would lose out on money if the person who took out the loan was unable to pay how much they borrowed. Having a homeowner guarantor meant that they could have assets that they could fall back on.

 

What will this impact

Those that will be affected most by the change in loan legislation are those on a lower income with fewer collateral objects to offer as compensation. Texas is becoming much more selective with who they are giving loans to because they need to know that they will get the money that they have given away back. Something that they have chosen to do instead of simply providing cash loans is promoting title loans. Title loans are much more secure for banks as it allows them to have ownership of the vehicle of whoever took the loan out. Having ownership of someone else’s property serves as an incentive for them to repay the loan quickly. Usually, when implementing these loans, they will also add a large amount of interest on top. This will usually encourage people to pay their loans back faster, as the longer it takes for you to pay the loan back, the more expensive the interest will be.

 

If you are someone who is looking to apply for a loan but you are unsure whether or not you will qualify, don’t worry. You can take simple surveys online to find out how to qualify for a texas title loan. If you don’t fit the criteria at the current time, this doesn’t mean you won’t in the future, and knowing the current criteria means that you will be able to make changes to your lifestyle. It is also important to note that the laws just changed and there is any chance they will change again, so try to stay informed.

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